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  + Bad Credit
  + Zero Downpayment
   
 
 

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Bad Credit

 
Having credit problems is absolutely nothing to be embarrassed or ashamed about - it is a simple fact in the world we live in today. We have broad experience in this area and can get you a mortgage that is in YOUR best interests! A lot of our competitors would simply put you into a private mortgage right from the start.... However there may be other options that could save you tens of thousands! We have relationships with institutional lenders that specialize in this area with competitive rates! We are here for you!

Private Mortgages

A nice and simple way to get the funds you need! If you have equity in your home, we have private lenders that will lend money regardless of your credit or employment at the most competitive rates in the industry!

 
 
  • 1st & 2nd Mortgages up to 85% of the value of your home

  • Not based on your credit history

  • No income verification

Equity Mortgages

If your credit is damaged but not destroyed, you may qualify for an equity mortgage based on the value of your home. This type of mortgage offers a little more of a competitive rate than your privately funded mortgages.

  • 1st mortgages up to 75% of the value of the home

  • Lenient income verification

  • Competitive rates

Re-establish your credit

The Home Trust Secured VISA will allow you to establish or re-establish a solid credit rating. Many people have been declined by the banks for a credit card due to past bad credit or because they have no credit history.



Having a credit card is not a luxury anymore, it's a necessity. The Home Trust Secured VISA allows you to make purchases on-line or by phone, book a flight or rent a car. And VISA is accepted at over 24 million locations worldwide.

 

- Apply Now -

 

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  Prime Today: 2.75 %
 

Term

Banks
Our Rate
  6 Months
4.95%
4.65%
  1 Year
4.05%
2.64%
  2 Year
4.55%
3.30%
  3 Year
5.10%
3.74%
  4 Year
5.74%
4.29%
  5 Year
6.25%
3.99%
  7 Year
6.59%
5.25%
  10 Year

6.90%

5.59%

  Variable
Closed: prime -.65%
  Variable
Open: prime +0.6%
 

Self Employed: 3.99%!

     
 

Zero Down:  5.79%!!

 
A great rate is only step 1!

Rates subject to change without notice.

 Self Employed

    Mortgages

 

 

Made Simple!

 

 

 

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